Personal Loans with Local Service You Can Trust
Quick and easy personal loans from $1,000 to $25,000. Local branches, personal service, and flexible terms designed for your unique needs.
Our Loan Services
We look for a way to make you a loan, not a reason to turn you down
Local Lenders Who Understand Your Needs
Southern Loans is a family-owned consumer finance company licensed by the North Carolina Banking Commission. We are North Carolinians who have been serving our local communities since 1988. We offer personal loans and financing for large purchases such as ATVs, boats, autos, trailers and more.
We believe in respectful service and local decision-making. While many lenders rely solely on computer credit scores, our team takes the time to understand your situation and work with you to find a solution that makes sense.
At Southern Loans, you will get real people, real conversations, and local support you can trust.
Convenient Locations
Find the location nearest to you for one-on-one service
Office Hours
Monday - Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:30 PM
Ready to Get Started?
Contact us today or apply online for fast approval
Apply Now
Start your application online.
Compliments or Complaints?
Contact the Home Office and we will be in touch!